QUESTIONS & ANSWERS What are the most commonly made mistakes in buying or refinancing a house? Should I refinance? Should I pay points? Does a 0 point/0 fee loan really exist? What is a FICO score? Why do interest rates change? What is the story with the Feds anyway? What is the difference between pre-qualifying and pre-approval? What is a rate lock? Can my loan be sold? What happens if my lender goes out of business? What is PMI? Can I get rid of the PMI on my loan? What is an APR? Remember to contact us at our Englewood, Colorado office with any questions or to get help with the application. We'll help every step of the way - online or in person.  Loan Officers | Contact Us | Loan Process | Questions & Answers| Home